Changelog
Notable changes to the SWIM platform that affect merchants and developers.
2026-05-24 latest
Section titled “2026-05-24 ”Legal
- Terms of Service v1.3.0 — §3: Fee model updated — 5% digital (4% platform + 1% drops rebate at claim), 6% physical/service (4% platform + 2% dispute mitigation reserve). Buyer processing fees collected at wallet load time, not at checkout. No checkout fees for buyers. Read →
- Fees page updated — full split fee schedule by offer type (digital vs. physical/service). Read →
Merchant docs
- Payouts guide updated — fee rates split by offer type: digital 5% (95% payout), physical/service 6% (94% payout). Loyalty threshold model removed. Read →
- Merchant Terms v1.2.0 — §3 fee model aligned to new split-rate structure. Read →
2026-05-19
Section titled “2026-05-19”Legal
- Terms of Service v1.2.0 — §3/§6 terminology aligned to “Merchant Brand Offers (MBOs)”. §10a: DMCA takedown procedure and repeat infringer policy added. §16: Wyoming registered agent address added. Governing law updated to Delaware (US users). Read →
- Privacy Policy v1.1.0 — PostHog and Sentry disclosed as consent-gated third-party processors. Data sharing table updated with Consent Required column. §9 Children’s Privacy: COPPA (under-13) and platform minimum age (18) clarified. Address updated to Wyoming registered agent. Read →
2026-05-13
Section titled “2026-05-13”Legal
- Terms of Service v1.1.0 — §5: Drops explicitly classified as platform access credits (not stored value instruments). §7: payment method disclosure, ACH authorization language, fee disclosure link. Read →
Merchant docs
- Payouts guide updated — fee breakdown, loyalty threshold feature, and ACH mandate option documented. (Fee rates updated 2026-05-24.) Read →
2026-03-30
Section titled “2026-03-30”Docs
- Terms of Service and Privacy Policy now linked from the docs footer
2026-03-29
Section titled “2026-03-29”Legal
- Terms of Service published — Read →
- Privacy Policy published — Read →
- Legal entity: Kollabs LLC (Wyoming). Governing law: Delaware (updated to Delaware in v1.2.0).
2026-03-28
Section titled “2026-03-28”Docs
- Workspace concept page published — Read →
- Streams concept page published — Read →
- Pacer AI assistant available on all docs pages — press ⌘K to open
2026-03-26
Section titled “2026-03-26”Docs
- Docs site launched at docs.swimflows.com
- Guides: Getting Started, Creating Offers, Managing Your Stream, Understanding Drops, Merchant Ratings, FAQs
- Concepts: SWIM, MBOs, Drops
- Pillars: Economic Continuity, Proportional Exchange, Identity Minimization, Payment Plurality, Modular Governance
- API reference: Overview, Streams, Offers, Errors, Rate Limits
- Glossary published